Protect What Matters Most

Aaryaa Consultancy helps families and professionals choose the right Kotak Life Insurance plans — Term, Savings, Child & Retirement.

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Grow Your Career With Us

Join as a Kotak Life Agent (commission) or apply for salaried Insurance Advisor roles under Aaryaa Consultancy.

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Simple. Transparent. Personal.

Clear comparisons, claim support, and lifetime service from a trusted Associate Agent of Kotak Life Insurance.

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Aaryaa Consultancy — Insurance Advisory & Careers

Founded by Neha Bhatnagar, Associate Agent with Kotak Life Insurance. We help you protect income, build savings and retire confidently. We also hire & mentor Kotak Life agents and salaried advisors under our unit.

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About Aaryaa Consultancy

Personal, unbiased guidance on Kotak Life Insurance products, with end-to-end service — quotes, onboarding, and claims support.

Aaryaa Consultancy is led by Neha Bhatnagar (Associate Agent, Kotak Life Insurance). We specialise in Term Protection, Savings & Income Plans, Child Education Plans, ULIPs, and Retirement Annuities. Our recommendations are needs-based and documented with clear illustrations.

Beyond advisory, we run a growing career program under which we hire and mentor Kotak Life Agents (commission model) as well as Salaried Insurance Advisors (fixed + incentives). Training covers product mastery, compliance, goal-based selling, and digital tools.

Needs-based Plan Design

Claims Assistance & Service

IRDAI-compliant Process

Career Growth & Mentoring

Disclaimer: Aaryaa Consultancy is an independent advisory unit associated with Kotak Life Insurance through licensed agency arrangements. This is not the official Kotak Life website. All hiring and sales are subject to Kotak Life & IRDAI eligibility and policy guidelines.

Solutions We Offer

Choose from Kotak Life Insurance plans tailored to your life stage

Term Insurance (Pure Protection)

High cover at affordable premiums to secure your family's lifestyle and liabilities.

Savings & Income Plans

Get guaranteed benefits or regular income for education, milestones, or retirement.

ULIPs (Market-linked)

Invest for long-term goals with life cover and fund options across risk profiles.

Riders & Add-ons

Enhance your cover with health, accident, and critical illness riders.

Family Portfolio Review

Annual policy check-ups to align cover, nominees, and benefits with your goals.

Careers at Aaryaa Consultancy

Join our Kotak Life Insurance unit — choose your growth track

Track A

Kotak Life Agent (Commission)

Entrepreneurial role with unlimited income potential. Build your client base with our training, leads support*, and digital tools.

IRDAI licensing support
Weekly product & sales training
Attractive commissions & bonuses (as per Kotak policy)
Mentoring & joint field work

*Lead support subject to performance & local availability.

Track B

Salaried Insurance Advisor (Fixed + Incentives)

Be part of a structured team with monthly salary, targets, and growth plans. Ideal for freshers and career switchers.

Fixed pay + performance incentives
Onboarding playbook & sales stack
Target-based growth & certifications
Local field & tele-support

Offers subject to selection, documentation & background checks.

Compensation Transparency: Commission structures and salary bands are shared during screening in line with Kotak Life and IRDAI guidelines.

What Our Clients & Trainees Say

Service. Clarity. Consistency.

Clear guidance on term plan

“Neha ji helped us calculate exact cover and pick riders. Documentation was smooth and fast.” — Rohit & Priya

Great mentorship for new agents

“Started with Track A, cleared IRDAI, and closed my first five policies with joint calls.” — Shivam, Agent

Team

Aaryaa Consultancy — Led by Neha Bhatnagar

Neha Bhatnagar

Associate Agent, Kotak Life Insurance. Expert in term, savings and retirement planning with a focus on transparent advice and long-term relationships.

Aaryaa Consultancy Advisors

Certified advisors & trainers supporting client onboarding, service and new-agent mentoring across our unit.

Frequently Asked Questions

Your top questions — answered

Aaryaa Consultancy operates as an advisory unit led by a licensed Associate Agent of Kotak Life Insurance. We facilitate sales & service of Kotak Life policies. This is not the official Kotak Life website.

Apply in the Careers section. We will check eligibility, assist with IRDAI licensing (if required), and onboard you with training and goals.

Yes, Track B is a Salaried Insurance Advisor role (fixed + incentives). Selection depends on interview, documents, and local openings.

We provide documentation guidance and escalation support. Claim decisions remain with the insurer as per policy terms and IRDAI rules.

Contact

Book a call or apply for roles — we’ll respond within 24 hours.

Address

India

Indore, Madhya Pradesh (meetings by appointment)

Call Us

+91 9XX-XXXX-XXX (Neha)

Email Us

contact@aaryaaconsultancy.com